ANZBNZ22102 - SWIFT Code (BIC) - ANZ BANK NEW ZEALAND LIMITED - NEW ZEALAND

A SWIFT code, also known as a BIC (Bank Identifier Code), is a unique identification code used to identify a specific bank or financial institution in international transactions. It helps in securely transferring money between banks, ensuring that the funds reach the correct destination. These codes are crucial for ensuring the accurate routing of funds during international transfers between banks.

The SWIFT code ANZBNZ22102 refers to ANZ BANK NEW ZEALAND LIMITED, which is a financial institution based in New Zealand. It is the unique identification code assigned to this specific bank and is used for international transactions, facilitating secure communication between financial institutions when transferring money globally.

The code ANZBNZ22 identifies the primary SWIFT of ANZ BANK NEW ZEALAND LIMITED, and the "102" at the end typically represents the specific branch or location of the bank or institution to which it's assigned. SWIFT codes are essential in wire transfers, ensuring that funds are accurately directed to the correct recipient's bank and branch.

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ANZBNZ22102 SWIFT CODE DETAILS - ANZ BANK NEW ZEALAND LIMITED
SWIFT CODE	ANZBNZ22102
SWIFT CODE (8 characters)	ANZBNZ22
BANK NAME	ANZ BANK NEW ZEALAND LIMITED
BANK BRANCH	(AUCKLAND CENTRAL)
BRANCH CODE	102
COUNTRY	NEW ZEALAND (NZ)
CITY	AUCKLAND
ADDRESS	CORNER QUEEN AND VICTORIA STREETS
ZIP / POSTAL CODE	1
CODE STATUS	Check
MONEY TRANSFER	Save on international fees by using Wise, which is up to 8x cheaper than SWIFT transfers.

Please remember to always confirm the correct swift code with the bank or recipient before sending or receiving any money.

SWIFT Code ANZBNZ22102 Breakdown

SWIFT Digits:: 11 - This swift code references a branch office of ANZ BANK NEW ZEALAND LIMITED.
Institution / Bank Code:: ANZB - This is the institution / bank code assigned to ANZ BANK NEW ZEALAND LIMITED.
Country Code:: NZ - This is the 2-letter country code associated with NEW ZEALAND (NZ).
Location Code:: 22 - This represents the location code, and the second digit/character has a value of "2". This means that this is a reverse billing BIC.
Branch Code:: 102 - This code value means that this is not the primary office of the bank but rather a branch: (AUCKLAND CENTRAL) bank branch of ANZ BANK NEW ZEALAND LIMITED.
Primary Office SWIFT:: ANZBNZ22XXX - ANZ BANK NEW ZEALAND LIMITED's primary office swift / bic code.

SWIFT Code General Structure

A SWIFT code (BIC) is an 8-11 character code that identifies your country, city, bank, and branch and is structured as follows:

4 letters: Institution code or bank code.
2 letters: ISO 3166-1 alpha-2 country code
2 letters or digits: location code
- if the second character is "0", then it is typically a test BIC as opposed to a BIC used on the live network.
- if the second character is "1", then it denotes a passive participant in the SWIFT network
- if the second character is "2", then it typically indicates a reverse billing BIC, where the recipient pays for the message as opposed to the more usual mode whereby the sender pays for the message.
3 letters or digits: branch code, optional ('XXX' for the banking institution's primary office)

Where an 8-digit code is given, it may be assumed that it refers to the primary office.

SWIFT Standards, a division of The Society for Worldwide Interbank Financial Telecommunication (SWIFT), handles the registration of these codes. Because SWIFT originally introduced what was later standardized as Business Identifier Codes (BICs), they are still often called SWIFT addresses or codes.

SWIFT Codes Frequently Asked Questions

What are SWIFT codes?

A SWIFT code is a set of 8 or 11 digits that uniquely identify a bank branch. You'll need to use one when sending money internationally.

If you want to send money to ANZ BANK NEW ZEALAND LIMITED, registered at CORNER QUEEN AND VICTORIA STREETS in AUCKLAND, NEW ZEALAND you will need the ANZBNZ22XXX SWIFT code.

What are BIC codes?

BIC code is just a different name for SWIFT code.

Both represent a sequence of either 8 or 11 digits which include a bank code, a country code, a location code, and a branch code — all of which are combined to identify an individual bank branch.

Is a SWIFT code the same for all branches?

Not all bank branches have a SWIFT code. When you can't find the code for your specific branch, you can use the bank’s primary office swift.

Do you need a SWIFT code for international transfers?

When you send money internationally, you need a SWIFT / BIC code. Without it, your bank can't identify the exact bank where the money needs to be sent.